Follow these steps to secure your Australian identification, unlock healthcare, banking, and employment, and stay compliant with visa conditions.
Once you arrive in Australia, there are several important documents and registrations you'll need. Here's your complete guide in order of priority:
When: Apply immediately upon arrival
Why Important: Required for work, banking, and government services
How to Apply: Online at ato.gov.au or visit an ATO office
Required: Passport, visa grant letter, Australian address
Processing: 7-14 days by mail
Cost: Free
Note: Never share your TFN with anyone except employers and financial institutions
When: Within 6 weeks of arrival (easier documentation requirements)
Why Important: Essential for receiving salary and managing finances
How to Apply: Visit bank branch or apply online
Required: Passport, visa documents, initial deposit (usually $10-100)
Processing: Same day for basic accounts
Cost: Many banks offer fee-free accounts for new migrants
Tip: Research migrant banking packages from major banks
Eligibility: Permanent residents and some temporary visa holders
Why Important: Access to subsidized healthcare
How to Apply: Visit Medicare service centre or apply online
Required: Passport, visa documents, proof of Australian address
Processing: 3-4 weeks to receive card by mail
Cost: Free
Note: You can use Medicare immediately with receipt number
Validity: International licenses valid for 3 months
How to Apply: Visit your state's transport authority office
Required: Current overseas license, passport, proof of address
Processing: Same day (temporary license), 1-2 weeks for full license
Cost: Varies by state ($50-200)
Note: Requirements vary significantly by state - check local rules
What: Mandatory retirement savings account
When: Before starting work or let employer set one up
How: Choose your own fund or employer will select default
Required: TFN, identification documents
Processing: 1-5 business days
Cost: Various fees depending on fund chosen
Note: Employers must contribute 11.5% of your salary
How to Apply: Visit telecommunications stores or apply online
Required: Passport, proof of address, credit check for postpaid
Options: Prepaid (no credit check) or postpaid plans
Processing: Same day
Cost: $15-100+ per month depending on plan
Tip: Start with prepaid while establishing credit history
Follow this timeline to ensure you get all essential documents in the right order:
Apply for your TFN immediately online or visit an ATO office. This is legally required for work and banking. Keep your receipt as proof of application.
Use your TFN receipt to open a bank account. Research migrant packages from major banks (Commonwealth Bank, ANZ, Westpac, NAB) for better deals.
Visit a Medicare service centre with all required documents. If eligible, you'll receive a receipt allowing immediate healthcare access.
Research your state's specific requirements. Book an appointment if required. Bring original overseas license and all documentation.
Either choose your own super fund or let your employer select a default fund. Provide your TFN to avoid higher tax rates.
Track your progress with this interactive checklist:
Visa Compliance: Always work within your visa conditions. Breaching work rights can affect future visa applications.
Document Security: Never share personal documents on social media or unsecured platforms.
Scam Protection: Government services are free. If someone asks for payment for TFN or Medicare, it's a scam.
Address Updates: You must notify services when you change address - failure to do so can result in penalties.